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Will my medical insurance cover the cost of the multi-focal lens implant?
No. Medicare and most insurance plans pay only for the
standard single-focus lens implant. Since the purpose of a
premium lens is to reduce or eliminate the need for glasses, its
use is considered cosmetic and is therefore not covered by
Medicare or most medical insurance companies. In addition to
the premium lens implant, we will perform additional testing
and services in order to optimize its function.
We can apply the small stipend that Medicare or your insurance
company provides for the traditional single-focus lens towards
the cost of the premium lens. It is best to make the decision for
a premium lens implant prior to the cataract surgery, since
doing a second surgery to exchange lens implants at a later
date isn’t always possible and can be cost prohibitive.
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